Occupancy Certificate (OC) in Construction: Everything You Need to Know

Learn what an Occupancy Certificate (OC) is, why it\'s essential in construction, how to obtain it, and the legal implications of living in a property without one. An Occupancy Certificate (OC) is a crucial legal document issued by a local municipal authority that certifies a building’s compliance with approved plans and construction norms. It confirms that the structure is ready for occupancy and is safe for living or commercial use. Why is an OC Important? ✅ Legal Requirement: Essential to legally occupy a newly constructed property. ✅ Proof of Compliance: Confirms the building meets structural safety and civic standards. ✅ Loan & Property Sale: Necessary for availing home loans and during property resale. ✅ Utility Connections: Required for permanent water, electricity, and sewage connections. Documents Required for OC Application 1. Building Completion Certificate 2. Approved Building Plan 3. Commencement Certificate 4. NOC from Fire Department, Pollution Board, etc. (if applicable) 5. Tax Receipts & Other Local Approvals