Medical Insurance in USA the Affordable Care Act (ACA), also known as Obamacare, represents a significant transformation in the landscape of healthcare coverage in the United States. Enacted in 2010, the ACA aimed to address various issues plaguing the American healthcare system, including the high number of uninsured individuals, rising healthcare costs, and disparities in access to medical services. By implementing a series of reforms and regulations, the ACA has reshaped the way Americans obtain and utilize health insurance, leading to increased coverage, improved access to care, and enhanced consumer protections